2M Insurance Solutions

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    • Long-Term Care
  • Strategies
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Health Protection: Long-Term Care

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LONG-TERM CARE OVERVIEW

Long-term care is a service that provides medical and non-medical care to people who have chronic illnesses and disabilities, as well as people who need assistance with day-to-day living.

According to www.longtermcare.gov, it is estimated 70% of people over the age of 65 will require extended healthcare services before they die.  It's a daunting percentage - are you prepared for the high cost of long-term care? 

Medicare does not cover "custodial" care, which is assistance with day-to-day living. Medicare only covers "skilled" care such as dispensing medicine, medical tests and diagnosis, etc. However, assistance with bathing, using the toilet, eating, household chores, etc ... are considered “custodial” care and are not covered by Medicare.

Preparing for the inevitable is a wise choice when it comes to extended healthcare. Having the PROPER long-term care strategy could result in saving you hundreds of thousands of dollars, and perhaps more-importantly, PROTECT your spouse from ongoing financial hardship.

LONG-TERM CARE QUESTIONS TO ASK YOURSELF

  1. Do you know anyone who has had cancer, a stroke or has developed a cognitive impairment? (most of us know of many people who have suffered from one of these critical illnesses)
  2. Was the critical illness expected? (critical illnesses are almost never expected, but eventually happen to almost everyone)
  3. Did the critical illness create emotional and financial stress for the person and his or her family? (reducing financial worries helps to reduce emotional stress)
  4. Would the simple fact of having had the proper insurance in place to cover the costs have helped reduce much of the stress for the individual and their family? 

NEED HELP DECIDING WHICH TYPE OF EXTENDED HEALTHCARE COVERAGE TO secure? 

Schedule a Free Consultation >

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Contact Us:

2M Insurance Solutions, LLC
14301 FNB Parkway, Suite 100 
Omaha, NE  68154
Fax: 1-888-370-8547

Linda McDermitt's contact info:
Phone: (402) 203-7853
Email: [email protected]

Dean McDermitt's contact info:
Phone: (402) 301-7066
Email: [email protected]
BrokerCheck: 
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https://brokercheck.finra.org
DISCLAIMER:

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080. 2M Insurance Solutions is not affiliated with The Leaders Group, Inc.

2M Insurance Solutions, LLC does not warrant anything on this website, although we hope everything is accurate. We do not provide tax, legal, or accounting advice. We are not responsible for any independent decisions made from information found on this website or links provided to external websites. You need to conduct your own research and consult with 2M Insurance Solutions, LLC or your own financial professional about your personal situation before making any financial decisions.

INFORMATION CONCERNING COPYRIGHT INFRINGEMENT CLAIMS:

2M Insurance Solutions, LLC provides links from its website to various third party sites which may enable you to obtain locations and information outside of our control. We neither control nor endorse such other websites, nor have we reviewed or approved any content appearing on them. We do not assume any responsibility or liability for any materials available at these websites, or for the completeness, availability, accuracy, legality or decency of these sites.

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