Average Cost of College Requires Planning

​CIRCLE OF WEALTH

We all want our circle of wealth to grow bigger and bigger.
  1. You will learn the 3 types of money
  2. You will learn where your money may be transferred from your circle of wealth unknowingly and unnecessarily
  3. You will learn the strategies financial institutions are keeping from you

​CLUB VS. SWING

The game of golf can be compared to becoming financially secure for a successful retirement.
  1. Planning for your future is key – you will learn how to master using your money in the most efficient and effective manner
  2. You will learn how to make better financial decisions – avoiding the losses ca make all the difference
  3. Hazards you can’t see – learn to pay attention to financial “bunkers”
  4. Having a “financial caddie” to help you with the rules and encourage you brings great value

​10 MINUTE LESSON ON LIFE INSURANCE

After watching this video, you will probably know more about life insurance than most insurance agents – should you ever have to talk with one again.
  1. You will learn how the 2 laws passed in the 1980’s defined how modern policies are designed to take full advantage of taxes
  2. You will learn definition of term insurance and how they are designed
  3. You will learn what “opportunity cost” means, and how it applies to insurance policies
  4. You will learn all the benefits of a permanent insurance policy
  5. Understanding needs vs wants when it comes to owning a life insurance policy

College Funding

Your kids are ready for college … are you?
  1. Have your college savings financial vehicles fallen short of their promises to pay for all the expenses to attend college?
  2. College can be bad timing compared to your retirement timeline
  3. There are specific steps and approaches to take to ensure you maximize the opportunities available and are prepared for this major expense – You are NOT too late!
  4. If you feel somewhat overwhelmed with the demands of being ready financially for your child’s college expenses, you are NOT alone.

Mortgages

By the end of this video, you will learn a few things about mortgages that could change how you look at your money for the rest of your life.
  1. You will learn how to pay off your home in the fastest, safest manner possible
  2. You will learn about ALL the factors to make wise mortgage decisions
  3. We will look at 3 fictitious couples to see how all these factors will impact you
  4. Take a review quiz and review what we’ve learned

Personal Economic Model

This model puts your money into a visual picture of how it flows.  It will give you a different perspective than you ever seen before about how you view your money.
  1. You will learn what the different tanks are, and how they work
  2. You will learn how to increase the efficiency of your cash flow
  3. You will learn how to use the lifestyle regulator to become more efficient with your savings and investment tanks
  4. Can you answer the 4 more important financial questions?
  5. You will learn how the distribution valve works for withdrawals during retirement
  6. You will learn there are 5 major areas, where a little attention today, can potentially have a big impact on your financial future

​Private Reserve Strategy

This financial strategy is a concept, a way to look at how money works, an insight into how to maximize the power of uninterrupted compounding interest.  Not only in the money you are saving and investing for your retirement, but how you spend your money as well.
  1. You will learn how to improve your financial position by avoiding wealth transfers
  2. You will learn how opportunity costs work
  3. You will learn how the private reserve strategy can give you a method to minimize the loss and maximize your purchasing power
  4. You will learn how to be a wealth creator instead of a debtor or saver
  5. You will learn how the private reserve strategy solves your need for a capital purchase while saving for your future
  6. You will learn all the benefits needed when looking for a vehicle to use as your private reserve account

Qualified Plans

Qualified plans are tax deferred savings accounts sanctioned by the federal government – such as your 401(k), IRA, SEP, and SIMPLE retirement accounts.
  1. You will learn the 2 things qualified plans really do
  2. You will learn the myth of being in a lower tax bracket in retirement
  3. You will learn the myth that you won’t need as much money to live on in retirement
  4. You will learn the best way to fund these type of plans as well as the most efficient way to save for retirement

Retirement Are You Ready?

By far the biggest concern is “Running out of money”.
  1. You will learn it is increasingly more important to avoid any unnecessary losses during our retirement years as well as lost opportunity cost
  2. You will need to learn a completely new set of rules for distribution and spending of your assets than you did during your accumulation of assets
  3. We will review the 3 types of money in your current circle of wealth

Your Bank

“Your Bank” is simply an account you set up, where you have liquidity, use and control of the resources deposited.  It refers to a financial position instead of a brick and mortar building.
  1. How you look at banking and your money will take on a new meaning
  2. You will learn how to apply accumulation of wealth principals by looking at how banks make their money
  3. Learn how to Be The Bank
  4. How lost opportunity cost plays into wealth accumulation
  5. What benefits “Your Bank” account ideally should have when getting it started